1 - How much can I borrow?
How much you can borrow depends on your income,
your other day-to-day expenses and the amount
of deposit you have saved. To work out how much
you may be able to borrow, check out the following
How much can I borrow?
What will my repayments
Step 2 - What about
There are some expenses incurred as part of
the loan application process and as part of
the ongoing requirements of the loan and also
the responsibility of owning your new home.
Don't be caught out by the unexpected.
Click here for further information.
Step 3 - How does
this work with my budget?
Not sure how your repayments and other expenses
will affect your day-to-day budget? Here's a
helpful tool to ensure that you are not financially
over-committing yourself with your mortgage.
Check out our Budget Planner, then we'll help
you find the loan that best fits you.
Click here for more
Step 4 - Which loan
is right for me?
Advest has a range of loans tailored to suit
every need. Whether you are a wage earner, self-employed
or interested in an investment property, want
set monthly repayments or want to pay your home
off quickly, we have a loan that is right for
Have a browse through the range of loans Advest
has to offer. You will notice they vary in features
such as interest rates, redraw facilities and
documentation requirements. If you have any
queries, please don't hesitate to call us on
851 353 and one of our experienced
staff will help you work out what's right for
5 -What about a Deposit?
Most loans require a deposit of 5% of the total
amount being borrowed in the way of savings.
As a First home buyer you also have the option
of using the First Home Owners Grant and / or
money gifted by loved ones to help you get started.
However, Advest can also assist you in buying
your own home, even if you don't have a deposit!
So, get out of the rental rut by contacting
- Can I Get Pre-Approval If
Yes! Being able to get pre-approval is helpful
as some Estate Agents request it before showing
Click here for further
Step 7- What Information
Will I Need To Give You?
Every loan application needs to be accompanied
by documentation so your loan can be approved
as quickly as possible.
Click here for a
list of the type of documents we'll need from
Now you have considered the 7 Steps
to Success, you're really ready to go . . .